Expert: IUL illustrations nearing a crossroads as engineered indices grow

November 21, 2024 by John Hilton

Indexed universal life is a good product that is not being marketed and packaged correctly, said a leading industry analyst during day two of NAILBA 43.

When properly marketed, IUL is a good “low-risk, low-return” financial product, said Bobby Samuelson, editor of the Life Product Review.
Unfortunately, the proliferation of engineered indices has given rise to wildly inflated illustrated returns.

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Originally Posted at InsuranceNewsNet on November 20, 2024 by John Hilton.