MaxGrowth addresses the evolving needs of today’s retirees, who seek a blend of growth potential and financial stability. By merging market-linked growth opportunities with strong protective features, MaxGrowth offers a strategy for those aiming for a secure and prosperous retirement. The product is tailored for clients who prioritize accumulation over liquidity, focusing on maximum growth over a 10-year period.

Key Features of MaxGrowth:

• Enhanced Growth Potential: MaxGrowth enables policyholders to earn interest based on the performance of a chosen market index. With several index crediting options available, it allows for potential growth to be aligned with individual retirement goals.
• Principal Protection: Regardless of market conditions, MaxGrowth ensures that the policyholder’s principal remains protected from market losses, offering peace of mind.
• Diverse Interest Crediting Strategies: MaxGrowth includes various crediting strategies such as annual point-to-point, monthly sum, and performance-triggered options, providing flexibility to match financial objectives.
• Tax-Deferred Accumulation: Policyholders benefit from tax-deferred growth, allowing their retirement savings to grow until a withdrawal is elected.
• Real-Life Flexibility: The annuity allows for additional premium contributions within the first 6 months and offers a 5×5 Annuitization option for accessing the full Contract Value over 5 years after 5 years. 5×5 Annuitization is only available if no withdrawals other than RMDs have previously been taken. Additionally, MaxGrowth includes a Nursing Home Benefit rider for those who may need nursing home care.

American Life is excited to work with top-tier index partners, S&P Dow Jones Indices and Schroders, to offer the following crediting strategies within MaxGrowth:

• The S&P Market Agility 10 Index (S&P Market Agility 10 TCA 0.5% Decrement Index): The S&P Market Agility 10 Index is an equity-bond index that measures the performance of equity and fixed income component indices that each take long or short positions based on momentum and volatility indicators to respond to changing market conditions. RBC Capital Markets is the hedging partner for the index.
• The Schroders Global Compass Index: The Schroders Global Compass Index is a global multi-asset index that uses a dynamic allocation to seek positive return opportunities amid changing market conditions. The Index utilizes a rules-based approach to allocate across multiple asset classes, including global equities, government bonds, and energy commodities.

“We are thrilled to introduce MaxGrowth, the latest addition to our product portfolio designed to help retirees maximize their accumulation potential as they prepare for retirement,” said Tom Bumbolow, Head of Distribution and Business Development at American Life. “MaxGrowth represents the culmination of valuable feedback from our partners, agents, and clients. It is a testament to our collaborative approach and commitment to innovation, both central to our business model.”

MaxGrowth is distributed through American Life’s IMO partners and is now available for sale in the following states: Arizona, Colorado, Florida, Georgia, Illinois, Iowa, Kansas, Kentucky, Michigan, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, South Dakota and Utah, as well as the District of Columbia, with expanded availability to American Life’s full state footprint soon.

For more information about MaxGrowth and other retirement solutions, visit american-life.com or contact our team at sales@american-life.com.

About American Life & Security Corp.

American Life & Security Corp. is a leading provider of innovative insurance and retirement solutions, dedicated to helping individuals achieve financial security and peace of mind. With a focus on customer satisfaction and product excellence, American Life & Security Corp. continues to be a trusted partner in the insurance industry.

Disclaimer: This press release is for informational purposes only and does not constitute an offer or solicitation to buy or sell any financial product.

Guarantees are based on the claims paying ability of American Life & Security Corp. The product features may vary by state. The indexes available are subject to change and are not available for direct investment. Contact American Life for the most current rates, product features and processing timelines. Annuity products are issued by American Life & Security Corp. and are not offered in all states.

Fixed indexed annuities are not stock market investments and do not directly participate in any stock or equity investments.

The purchase of an annuity with qualified funds or in an IRA does not provide any additional tax benefits as the account is already tax deferred. There are no additional tax deferral benefits available for these assets and therefore an annuity should only be purchased to take advantage of the product’s other features.

Taxable distributions are subject to ordinary income taxes, and if made prior to age 59½, may also be subject to a 10% federal income tax penalty.

MaxGrowth is issued by American Life & Security Corp., 2900 S. 70th St., STE 400, Lincoln, NE 68506 (FIA5 11/2023; FIALR-MG 01/24, ICC24-FIANHR 001 01/24, FIAPB 001/24) or state variations. Product Features, limitations and availability vary; see the MaxGrowth FIA Disclosure Statement for Details. Products not available in all states.

Not guaranteed by any bank or credit union – may lose value – not a deposit – not insured by any federal government agency

The S&P 500® and S&P 500 Market Agility 10 TCA 0.5% Decrement Index (USD) ER (“S&P 500 Market Agility 10 Index”) (the “Indices”) are a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and have been licensed for use by American Life & Security Corp. S&P®, S&P 500®, US 500, The 500, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by American Life & Security Corp. American Life & Security Corp. Products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the Indices.

Important Information: The Schroders Global Compass Index (the “Index”) is the exclusive property of Schroder Investment Management North America Inc. (together with its affiliates, “Schroders“). Although Schroders shall obtain information from sources that Schroders considers reliable, Schroders does not guarantee the accuracy and/or the completeness of any of this information. Schroders does not guarantee that the Index will not deviate from its stated methodology. The Index and data are the exclusive property of Schroders and may not be used in any way without the express written permission of Schroders. Schroders is not obligated to license the Index to anyone.

Neither Schroders nor any other party (including without limitation any calculation agents or data providers) makes any representation or warranty, express or implied, regarding the advisability of purchasing, using or referencing the Index. Schroders does not have any obligation or liability to owners of any products that use or reference the Index in connection with the administration or marketing of such products, and neither Schroders nor any other party guarantees or accepts any liability with respect to the quality, accuracy and/or the completeness of the Index, its calculation, its valuation or any data included therein. In no event shall any investors in such products be deemed to be a client of Schroders.

Prior to purchasing any products linked to (or based on) the Index, investors and consumers should seek independent financial, tax, accounting and legal advice.

BLOOMBERG is a trademark and service mark of Bloomberg Finance L.P. Bloomberg Finance L.P. and its affiliates (collectively, “Bloomberg”) are not affiliated with Schroders. Bloomberg’s association with Schroders is to act as the administrator and calculation agent of the Schroders Global Compass Index (the “Index”), which is the property of Schroders. Bloomberg does not guarantee the timeliness, accurateness, or completeness of the Index or any data or information relating thereto and shall have no liability in connection with the Index or any data or information relating thereto.

All data for the Index prior to launch date represents the application of the Index methodology by Bloomberg in order to reconstruct hypothetical historical data. This backtested, hypothetical, historical data has inherent limitations and is provided for illustrative purposes only. The hypothetical results shown must be considered as no more than an approximate representation of the Index performance, not as indicative of how it would have performed in the past or may perform in the future. It is the result of statistical modeling, with the benefit of hindsight, based on a number of assumptions and there are a number of material limitations on the retrospective reconstruction of any performance results from performance records. Actual results will vary. Indexes are unmanaged.

Schroder Investment Management North America Inc. (“SIMNA Inc.”) is registered as an investment adviser, CRD Number 105820, with the US Securities and Exchange Commission and as a Portfolio Manager, NRD Number 12130, with the securities regulatory authorities in Alberta, British Columbia, Manitoba, Nova Scotia, Ontario, Quebec and Saskatchewan. It provides asset management products and services to clients in the United States and Canada. Schroder Fund Advisors LLC (“SFA”) markets certain investment vehicles for which SIMNA Inc. is an investment adviser. SFA is a wholly owned subsidiary of SIMNA Inc. and is registered as a limited purpose broker dealer with the Financial Industry Regulatory Authority and as an Exempt Market Dealer with the securities regulatory authorities in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Quebec, and Saskatchewan. This document does not purport to provide investment advice and the information contained in this material is for informational purposes and not to engage in trading activities. It does not purport to describe the business or affairs of any issuer and is not being provided for delivery to or review by any prospective purchaser so as to assist the prospective purchaser to make an investment decision in respect of securities being sold in a distribution. SIMNA Inc. and SFA are wholly owned subsidiaries of Schroders plc, a UK public company with shares listed on the London Stock Exchange. Further information about Schroders can be found at www.schroders.com/us or www.schroders.com/ca. Schroder Investment Management North America Inc. 7 Bryant Park, New York, NY, 10018-3706, (212) 641-3800.