Maybe I can get that message to Grandpa’s wife, before it is too late for her children.
July 10, 2024 by Sheryl J. Moore
I was out of the office attending the funeral of my husband’s grandfather.
It was my first funeral since my son took his life. That will be 11 years ago this month.
Grandpa Lasnek lived 89 years. He had eight children, countless grandchildren, and even a few great-grandchildren. By all measures, he lived a long and successful life.
**********But I don’t think he had life insurance.**********
Today, Grandpa’s surviving wife expressed concerns about finances. It made me sad. I cannot help feeling like the situation would have been better, had Grandpa covered his bases and bought life insurance.
As an educator, I felt compelled to speak up, but I felt the timing wasn’t appropriate.
I wanted to say-
“Life insurance doesn’t just cover burial expenses. It can provide a tax-free benefit to your loved ones. You can accelerate a portion of your death benefit in the event of chronic, critical and terminal illnesses. It can supplement your retirement income, or help one save for a college education. And it ensures that you don’t have to change your lifestyle, should you lose your spouse. It can even be used to take a loan, should you need a new car. It allows you to sleep soundly at night.”
Maybe I can get that message to Grandpa’s wife, before it is too late for her children.
We have to do better, folks. The uninsured/underinsured gap is HUGE. This is something we have to change. Education is key.
In the interim, Grandpa’s surviving wife will struggle.
