FMOs doing due diligence on carriers has struck a chord.

June 13, 2024 by Sheryl J. Moore

I love my FMOs.

The principals of the FMOs are some of my closest friends in this business. They have taught me so much about this business, over the past 25 years.

That said- my recent post about FMOs doing due diligence on carriers has struck a chord.

Several marketing groups reached out to me, suggesting that carrier due diligence is not their responsibility.

Some suggested that using AM Best ratings was the best due diligence that they could perform.

The general response was that the agent drives which carriers and products are on the agency’s platform.

What do you think? Who is responsible for carrier due diligence, if anyone? -sjm

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