RILAs: Supporting client goals in retirement
May 7, 2024 by Susan Rupe
This is the year of “peak 65,” with a record 4.1 million Americans poised to turn 65 in 2024 and every year through 2027. As Americans in this record surge hit retirement age, they and their advisors must navigate four core risks that will impact their retirement portfolios through the decumulation phase: longevity, inflation, volatility and emotions.
A new study shows that using structured annuities with income benefits on the portfolio’s efficient frontier substantially increases the likelihood that clients will have assets left at age 100.
Click HERE to read the full story via INN
Wink’s Moore on the Market: Wade Pfau– did you really find that “RILA with DUAL DIRECTION SEGMENTS…compete very well against bonds?”
Or, did you just find that the RILA did?
I am not seeing significant allocation to the dual direction segments on structured annuities/RILAs. So, call me curious… -sjm
