The real cost of volatility-controlled indices in IUL policies

April 2, 2024 by Nick Pratt

Over the past 25 years, indexed universal life policies have become arguably the most complex life insurance products on the market — both for better and for worse. 

One feature of today’s IULs is the volatility-controlled index. These index strategies are referred to by several different names in our industry: VCIs, proprietary indices and engineered indices, to name just a few.

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Wink’s Moore on the Market: Nick Pratt, CLTC®, ChFC® says that hybrid indices deserve greater scrutiny.

What say you? -sjm

Originally Posted at InsuranceNewsNet on April 1, 2024 by Nick Pratt.