The Problem Is Not the Life Insurance Products, or the Illustrations

April 23, 2024 by Chuck Ritzke

We’ve all seen recent articles about the 90-plus-year-old lady (let’s call her “Emma” for the purpose of this article) who is suing an insurance company because her universal life policy, or UL policy, has run out of cash value.

To her (very negative) surprise, she must pay thousands of dollars in premium to keep it in force.

Click HERE to read the full story via Think Advisor

Wink’s Moore on the Market: I have always admired Chuck Ritzke.

It seems that some of our recent LinkedIn convos has sparked an article for him.

Not sure I agree with all of this, but some of it would be a good place to start.

SN: I too am over the “this product is bad” conversation. -sjm

Originally Posted at Think Advisor on April 17, 2024 by Chuck Ritzke.