Consideration of annuity laddering

February 13, 2023 by Sheryl J. Moore

Get outta my head, Matthew DiGangi, MBA, CLTC!

For those who are concerned about future interest rates, I also suggest the consideration of annuity laddering.

Today, you can buy annuities with rates guaranteed for 1-, 2-, 3-, 4-, and 5-years+.

Why not split the money-up, amongst several rate guarantee periods, to ensure that you don’t lose out while waiting for rates to turn around? This allows you to take advantage of then current interest rates, should the rate environment improve.

Great video  by MassMutual, check it out: https://vimeo.com/790219396 – sjm