More custom index choices = greater upside potential

September 13, 2022 by John Rafferty

If anything good came to the annuity industry from more than a decade of historically low interest rates, it’s the innovation that this environment compelled upon product development.

With options budgets shrunken to levels last year, the “upside potential” of traditional indexes and crediting strategies like the long-suffering annual point-to-point S&P 500 index seemed a bit of an oxymoron if you agree that 2%-4% hardly seemed like upside.

The result of this innovation was an enormous proliferation of custom index choices that shared one common trait. 

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Originally Posted at InsuranceNewsNet on Setember 1, 2022 by John Rafferty.