Indexed Products Are Designed To Beat Fixed Rates, Not The Market

September 7, 2022 by Charlie Gipple

I have never had a client balk at my indexed annuity or indexed universal life insurance conversations when I tell them that the products are designed to do better than their fixed rate peers, not the stock market. I will tell them that if fixed rates on fixed annuities today are three or four percent, then over the long run they can expect to potentially get four, five, six, or seven percent in an indexed annuity. 

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Originally Posted at Broker World Mag on September 2022 by Charlie Gipple.