Down Markets Create Opportunity
July 6, 2022 by Charles Arnold
In May, I attended a VUL academy meeting hosted by John Hancock where we talked about positioning ideas, illustration best practices, and resources available to BGAs and insurance agents when utilizing VUL products. Variable universal life insurance has experienced a strong resurgence in recent years for a variety of factors, but mainly market-related, regulatory, and tax changes. The lifetime no-lapse guaranteed VUL products have been popular in recent years, and there has been a resurgence in accumulation VUL with the recent changes to IRC 7702.
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