Arizona Sets Insurance Rules for Living Organ Donors
July 8, 2019 by Joseph D’Allegro
A new Arizona law may affect how life insurers in the state do business with a consumer who has donated a kidney or another organ to another person.
The new legislation— an amendment to the state Unfair Insurance Practices law — applies to any state resident who donates an organ to another living person.
The new law prohibits a carrier from denying coverage to a living organ donor, or discriminating unfairly against a living donor in other ways, without actuarial justification.
Under the terms of the new law, “an insurer that offers life, disability or long-term care insurance contracts may not unfairly discriminate against a living organ donor in the offering, issuance, price or conditions of an insurance policy based solely, and without additional actuarial risks, on that person’s status as a living organ donor.”
