As The 4% Rule Wobbles, Are Annuities More Attractive Strategy?

May 9, 2017 by Cyril Tuohy

What is a “safe” withdrawal rate in retirement?

Ask any reputable financial planner and they will respond that it depends – on a client’s time horizon, spending habits, risk tolerance, retirement age and how much comes from other sources such as Social Security and even a defined benefit plan for retirees lucky enough to have one.

Most planners are familiar with the 4 percent withdrawal rate research laid down more than 20 years ago by now-retired advisor Bill Bengen. 

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Originally Posted at InsuranceNewsNet on May 9, 2017 by Cyril Tuohy.