5 disadvantages of indexed universal life insurance

September 27, 2016 by STEPHAN R. LEIMBERG, ROBERT J. DOYLE, JR., KEITH A. BUCK

Policy-owners of indexed universal life bear virtually all the disadvantages they would bear if they owned regular universal life policies.

Many of these disadvantages stem from or are natural consequences of the advantages that IUL offers.

The following excerpt from, “The Tools & Techniques of Life Insurance Planning” (2015, The National Underwriter Company), surveys the disadvantages of IUL, which are often associated with life insurance policies in general.

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Originally Posted at LifeHealthPro on September 26, 2016 by STEPHAN R. LEIMBERG, ROBERT J. DOYLE, JR., KEITH A. BUCK.