RADNOR, Pa.–(BUSINESS WIRE)–Lincoln Financial Group (NYSE:LNC) has announced LincXpress^SM, a series of streamlined processes designed to make life insurance underwriting and new business transactions easier and more efficient for advisors and their clients. LincXpress features a telephone application (Tele-App) process, the opportunity for “lab-free” underwriting and expanded electronic policy delivery options.

“LincXpress represents Lincoln’s continuous focus on providing a superior customer experience, and the evolution of the underwriting and life insurance sales and purchase process,” said Heather Milligan, Senior Vice President, Underwriting & New Business, Lincoln Financial Group. “LincXpress is a leading edge capability combining technology, data and underwriting best practices, to make the purchase of life insurance faster, less invasive and more convenient for clients.”

The LincXpress Tele-App process lets clients complete their life insurance application through a brief phone interview with a dedicated Lincoln team. The Tele-App interview is scheduled at a time of the client’s convenience and helps ensure application accuracy, expediting policy delivery. The Tele-App process is available at no cost to customers for all of Lincoln’s permanent life products andLincoln LifeElements^® Level Term.

“Life insurance is a critical part of long-term financial planning, and now the application process has been streamlined for both advisors and clients with LincXpress,” states Andrew Bucklee, senior vice president and head of Insurance Solutions Distribution, Lincoln Financial Distributors. “This innovative approach enables advisors to focus more time on their business and meaningful client conversations, instead of administrative tasks.”

As part of the Tele-App process, underwriting labs can be waived for qualifying clients within established guidelines. For clients that meet the criteria, this can result in a faster and less-intrusive application process.

LincXpress also expands electronic policy delivery (eDelivery) to all Lincoln life insurance products applied for through the Tele-App process or traditional application. The eDelivery process offers faster policy delivery, quicker revisions on issued policies if needed, e-signature capabilities, and elimination of paperwork. eDelivered policies are sent via a secure online platform and can be viewed 24/7 on a PC or mobile device.

About Lincoln Financial Group

Lincoln Financial Group provides advice and solutions that help empower Americans to take charge of their financial lives with confidence and optimism. Today, more than 17 million customers trust our retirement, insurance and wealth protection expertise to help address their lifestyle, savings and income goals, as well as to guard against long-term care expenses. Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. The company had $220 billion in assets under management as of March 31, 2016. Learn more at: www.LincolnFinancial.com. Find us onFacebook, Twitter, LinkedIn and YouTube. To sign up for email alerts, please visit our Newsroom at http://newsroom.lfg.com.

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