FIAs: Providing Certainty In An Uncertain Financial World
January 15, 2016 by Casey Weade
The world we live in today isn’t the world in which your parents or grandparents grew up. But if you continue to plan for your clients the same way they planned for themselves, you might as well be driving down the road looking in the rearview mirror.
Today’s retirees face a war on seniors with lower interest rates than any living generation can recall. Retirees are living longer than ever, with some potentially spending more years in retirement than they spent in their working career. Stock market volatility is reaching all-time highs, and the risk of losing big in those first few years of retirement has never been higher. And finally, the era of the gold watch and lifetime pension is coming to an end.
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