Worth a look: hybrid annuity/LTC products

July 21, 2014 by Susan Wright

As traditional stand-alone long-term care insurance policies have become more costly, financial advisors are likely to be hearing more objections related to both premium expense and to the “what if I don’t use it” effect.

While most clients typically aren’t disappointed if they never file a claim on their homeowners or auto insurance policy, for some reason with long-term care insurance, the use-it-or-lose-it objection seems to be a real biggie. Luckily, there is a way to cover this potential need without having to buy a separate long-term care (LTC) insurance policy.  Click here to read…

Originally Posted at LifeHealthPro on July 21, 2014 by Susan Wright.